Miss out on the US Tax Credit? Don’t worry – Texas has it’s own.
June 23, 2010 by Laura Duggan · Leave a Comment
It’s called TDHCA Bond 77. It is the largest bond ever issued by the state of Texas. This is $500 billion dollars going to help about 4,500 homebuyers who couldn’t normally afford to buy a home. This loan program is perfect for first time homebuyers and existing home buyers looking to put little to no […]
Feature Friday – Austin Home Search
June 11, 2010 by Laura Duggan · Leave a Comment
In order to take full advantage of this video, after pressing play, you must click on the tiny button on the bottom-right of the video to make it full size. Join Patrick as he walks you through our new home search feature. Learn how to use the Map Search feature, advanced search, narrow your choices, […]
Filed under Home Buying, Real Estate Trends · Tagged with Austin, Feature Friday, Home Search, Patrick Birdsong, Texas, West Austin, West Austin Properties
Calculating Buyer Closing Costs
May 20, 2010 by Katy Duggan Rymer · Leave a Comment
Laura Duggan talks with lender, Ben Morton about the typical closing costs that a buyer pays when making a home purchase. Ben outlines these expenses that fall into four main categories—the lender costs, the title costs, insurance costs and escrows of taxes and insurance. The lender is required within three days after a property is […]
Filed under Home Buying, Real Estate Trends · Tagged with appraisal, attorney fees, Ben Morton, closing costs, escrow, escrow officer, good faith estimate, home loan, insurance, interest rate, Laura Duggan, Lender, loan discount, loan officer, loan origination, mortgage., prepaid interest, processing, recording fees, seller paid closing costs, survey, taxes, title company, title fees, truth in lending, underwriting, West Austin Properties
Credit Scores and the Loan Process
May 19, 2010 by Katy Duggan Rymer · Leave a Comment
Laura Duggan talks with lender, Ben Morton about the importance that credit scores play in the loan process. Ben describes how credit scores are calculated and reported by the three credit bureaus, Equifax, Transunion and Experian and how your credit rating will affect your interest rate. Credit scores play an important role in the loan […]
Filed under Home Buying, Real Estate Trends · Tagged with Ben Morton, credit, credit bureau, credit cards, credit ratings, credit reports, credit score scams, credit scores, creditors, Equifzx, experian, free reports, home loans, Interest Rates, late payments, Laura Duggan, Lender, loan officer, loan process, loans, mortgage., reports, transunion
Preparing for Your Loan Application
May 19, 2010 by Katy Duggan Rymer · Leave a Comment
Loan Officer, Ben Morton, discusses the loan application process with Patrick Birdsong who stresses the importance of getting a “pre-approval” letter before shopping for a home. Ben describes the items that a buyer will need for the loan application whether it is done in person or online. Typically, a buyer will need a W-2 or […]
Filed under Home Buying, Real Estate Trends · Tagged with bank, Ben Morton, credit, credit report, documentation, employment, Financing, home, home loan, home purchase, interest rate, Lender, loan, loan application, loan balance, loan officer, loan process, mortgage., Patrick Birdsong, pre-approval, pre-qualification, Real Estate, West Austin Properties




