Credit Scores and the Loan Process
May 19, 2010 by Katy Duggan · Leave a Comment
Laura Duggan talks with lender, Ben Morton about the importance that credit scores play in the loan process. Ben describes how credit scores are calculated and reported by the three credit bureaus, Equifax, Transunion and Experian and how your credit rating will affect your interest rate. Credit scores play an important role in the loan […]
Filed under Home Buying, Real Estate Trends · Tagged with Ben Morton, credit, credit bureau, credit cards, credit ratings, credit reports, credit score scams, credit scores, creditors, Equifzx, experian, free reports, home loans, Interest Rates, late payments, Laura Duggan, Lender, loan officer, loan process, loans, mortgage., reports, transunion
Preparing for Your Loan Application
May 19, 2010 by Katy Duggan · Leave a Comment
Loan Officer, Ben Morton, discusses the loan application process with Patrick Birdsong who stresses the importance of getting a “pre-approval” letter before shopping for a home. Ben describes the items that a buyer will need for the loan application whether it is done in person or online. Typically, a buyer will need a W-2 or […]
Filed under Home Buying, Real Estate Trends · Tagged with bank, Ben Morton, credit, credit report, documentation, employment, Financing, home, home loan, home purchase, interest rate, Lender, loan, loan application, loan balance, loan officer, loan process, mortgage., Patrick Birdsong, pre-approval, pre-qualification, Real Estate, West Austin Properties